Skip to main content
Linda Fitzgerald, home mortgage broker
Linda Fitzgerald

Personal NMLS #390067
Mortgage Broker

Ashland, Oregon

The process of working with
LUX Home Mortgage

How It Works

There’s a lot that goes into successfully closing a mortgage loan—some steps are visible to you, and many happen behind the scenes. As humans, we feel more confident when we understand what’s happening and why. While this process could fill a book, I’ve condensed the key steps here for clarity.

What I Do

Linda walks each client through the process with care and clarity to ensure a smooth closing. Whether you’re buying a dream home or investment property, Linda prioritizes timely, efficient service and trust-based relationships.

What You Do

Let’s make your home loan easy! I’ve created this great checklist to help you understand your responsibilities in the loan process. Whether you’re a first-time homebuyer or a seasoned investor – I’m here to help.

Loan Programs: Why They Matter

 As a mortgage professional, it’s my responsibility to thoroughly understand the different loan programs available. Many borrowers appreciate having a basic understanding of their options and why a particular program may – or may not – be the best fit for their individual scenario.

Mortgage Lending: Key Terms & Definitions

A helpful list of common terms and their definitions that you may find helpful when navigating the loan process.

LUX Home Mortgage

Personalized, flexible mortgage solutions for 1-4 unit residences.